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Complete Car Insurance Guide
Insurance in the UK and USA – Complete Guide (2025–2026) Here are the latest trends and changes expected in car insurance during 2025–2026 : 1) Usage-Based / Pay-As-You-Drive Insurance Premium is based on how much and how safely you drive Uses mobile apps or telematics devices Low-mileage and safe drivers pay less Becoming more common worldwide 2) Fully Digital & AI-Driven Claims Buy, renew, and claim 100% online Upload photos/videos via app AI estimates damage and speeds up approvals Less paperwork, faster settlements 3) Electric Vehicle (EV) Insurance Expansion Special covers for: Battery damage Charging equipment risks High repair costs EV-specific add-ons are now standard in many markets 4) Advanced Add-Ons (More Popular) Zero Depreciation (full parts value) Engine & Gearbox Protection (water/flood damage) Return to Invoice (RTI) for total loss ADAS/Sensor Cover for modern cars Roadside Assi...
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